The Iowa Insurance Division is the state regulator which supervises all insurance business transacted in the state of Iowa. Insurance Commissioner Doug Ommen leads our team that oversees companies and individuals in the sale of insurance in Iowa and has general control over all aspects of their business.  The Iowa Insurance Division also has statutory authority over many activities related to the sale of securities and other regulated products in the state. The U.S. insurance regulatory framework is a highly coordinated state-based national system designed to protect policyholders and to serve the greater public interest through the effective regulation of the U.S. insurance marketplace.  Through the National Association of Insurance Commissioners (NAIC), the Iowa Insurance Division and other U.S. insurance regulators establish national standards and best practices, conduct peer reviews and coordinate their regulatory oversight to better protect the interests of consumers while ensuring a strong, viable insurance marketplace.  U.S. insurance regulators, along with the NAIC, also participate in the International Association of Insurance Supervisors (IAIS) by participating in major standard setting initiatives, including working with fellow regulators from around the world to better supervise cross-border insurers, identifying systemic risk in the insurance sector, and creating international best practices.